About Us

We are the largest, fastest growing joint account credit damage prevention, credit repair and debt settlement resource in the nation, specializing in joint account signers.

Hundreds of people have trusted us to negotiate a reduction in their debt, provide them with solid financial information and arm them with effective budgeting tools.

If your credit score is low due to an irresponsible "Ex", partner or relative, get the help you need from an experienced Financial Empowerment and Fairness Advocate.

Who We Are:

Member of:

Georg Finder

Mr. Finder is the pre-eminent national credit damage measurement expert and expert witness since 1995. He has successfully consulted or testified in mediation and in state and federal court for plaintiff or defense. His proven repeatable procedures have guided jury awards to increase plaintiff damage claims value by 400% (up to $930,000) and have reduced a $600,000 credit damage claim to zero. His ability to connect with a jury is enhanced by his teaching, and his clients include individuals and businesses, consumers and credit grantors.

In 1992, he authored the first state bar accepted continuing education seminar, Credit Reports, Misconceptions and Reality, to reveal how the American credit system operates related to the Fair Credit Reporting Act (FCRA).

In 2002, he authored the first state bar accepted seminar on Credit damage: Credit Damage, Evaluation & Compensation. When it came to his attention that joint accounts were a major source of stress for separating couples, he knew he could help reduce or eliminate this kind of stress. This website is intended to help individuals prevent credit damage, to help establish their own individual credit identity as provided by the federal Equal Credit Opportunity Act (ECOA), and to deal properly with bill collectors as per the Fair Debt Collections Practices Act (FDCPA).

Mr. Finder is vigorously NOT an attorney, and is definitely a Financial Empowerment Advocate, and Fairness Advocate.