Home Loan
based on $100,000 loan amount
30-year fixed rate mortgage

Credit Rating

Loan To Value

Down Payment

Interest Rate

Monthly Payment

7 Year Damage

A - 1pt

B - 1.5 to 2.5*

C - 3 to 5*

D - 5 to 10*

F - 10 to 20*

up to 95%

80 - 85%

75 - 80%

65 - 70%

55 - 65%

$5,000

$15-20,000

$20-25,000

$25-35,000

$35-45,000

6.875-7.25%

9.25-10.5%

10.5-11.5%

12-13%

15-18%

$656.97

$822.67

$952.32

$1,106.20

$1,800.00

$60,188

$89,104

$104,995

$127,921

$196,200

*One point equals 1% of the face amount of the loan. Payments do not include fees, points, or interest paid on points if they are added to the loan. Figures on this chart are for illustration purposes only.